Terms of Service

1. Acceptance of Terms

By accessing or using the SubSaharaData platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

SubSaharaData provides analytical research, market intelligence, and data visualization tools focused on African markets. The Service includes dashboards, reports, data exports, and related features available through our web platform.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating an account.

4. Subscription & Payments

Paid features are available through subscription tiers. Payments are processed through Stripe. Subscriptions renew automatically unless cancelled before the renewal date. Refunds are handled on a case-by-case basis.

5. Intellectual Property

SubSaharaData™ is a trademark of SubSaharaData LLC. All content, data, visualizations, scoring methodologies, and analytical frameworks are proprietary. Subscribers may use exported data for internal purposes only. Redistribution, resale, or republication of SubSaharaData content is prohibited without written authorization.

6. Acceptable Use

You agree not to:

• Redistribute or resell data obtained from the platform
• Scrape, crawl, or automated-harvest platform content
• Attempt to reverse-engineer scoring algorithms or proprietary models
• Use the Service for any unlawful purpose
• Share account credentials with unauthorized parties

7. Disclaimer

SubSaharaData provides analytical research and market intelligence for informational purposes only. The information presented does not constitute financial advice, investment advice, or a solicitation to buy or sell securities. Users should conduct their own due diligence before making investment decisions.

8. Limitation of Liability

To the maximum extent permitted by law, SubSaharaData LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of profits, data, or investment returns.

9. Modifications

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the modified terms. Material changes will be communicated via email or platform notification.

10. Contact

For questions about these terms, contact us at info@subsaharadata.com.